Focus Financial

HARD MONEY & COMMERCIAL LOANS Fix & Flip Experts Quick Closing 7-10 Days See Our Recent Loans in Pictures! Approved States: CO, CT, GA, TN, TX, WA, WV, VA, FL, IL, OH, MD, MI, MO, PA, and SC. STANDARD PROGRAM (Fix & Flip) Minimum FICO- 550 SFR, 2-4 units, condos,town-homes, PUD's Up to 80 % LTV Up to 90% of Purchase Price + 100% Rehab Costs Up to $1M Total Loan Value Residential JUMBO PROGRAM (Entities ONLY) Minimum FICO- 640 Up to 80% of Purchase Price + 100 % of Rehab Costs Loan Value between $1M - $2M All Loans are for Purchase or Refinance REFINANCES/ GAP FINANCING & 2nd Liens -Higher Leverage up to 100% Financing -Lower Leverage interest rates below 8% -Rehab Money Available w/ All Loan Products -Express Closing 2-3 Days = Private Beneficiary -Standard Closing 7-10 Days = Lenders -Rates between 8 %- 15%-Based of Exp. & Financials -Down Payment Assistance + Closing Costs w/ Deferred Payments Avail. -Behind Hard Money 1st Liens Accepted -Loan Extensions @ 1% Increase/Standard 12 Months RESIDENTIAL CONSTRUCTION/JOINT VENTURES/MULTI-UNIT DEVELOPMENT -Loans made between 65-75% of Total Project Cost -Rates as low as 7.50 % -Construction/Rehab Costs given in DRAWS -Interest Only payments on Purchase Money ONLY until 1st Draw -Owner Builder Accepted/Raw Land Accepted -ZERO Down Deals Structure Possible w/ Solid Deal = Investor Profit Split -Minimum 20% Annualized Returns to All Investors -1st & 2nds /Mezzanine Available/ Full Construction or Extensive Rehab Projects -Purchase Money Converted to Construction Avail -Complete Exec Summary/ Bios & Pro Forma Appreciated -ALL Standard & Conventional Products Available COMMERCIAL REAL ESTATE LOANS: Terms: -Loan Amounts $350k- $250M -Interest Rates from 5.25%-6.50% -Repayment Term of 25 Years Qualifications -Atleast 51% of SQFT of property must be occupied by main business - Business 3 yrs or Older -FICO - 675+ HARD MONEY & COMMERCIAL LOANS Fix & Flip Experts Quick Closing 7-10 Days PERSONAL & BUSINESS FUNDING https://kenzehome.wufoo.com/forms/z2jkfzt1nxqhcd/ COMMERCIAL FUNDING FORM https://kenzehome.wufoo.com/forms/m1r4zclv1mfjnod/