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Money ~ Money ~ Money... Would You Like More Discretionary Income? Refinancing Your Mortgage May Be The Answer... Submitted by Ron Wohlfarth at Money@RonWohlfarth.com... May 5th, 2015 Everyone would like to pay less for the necessities of life, and have more money to spend on the non-essentials that can make life more comfortable, enjoyable, and fulfilling. Wouldn't it be great to have more money to give to charity, or the take a family vacation? We are taking about having more discretionary income, which is your income that is left after taxes and personal necessities (such as food, shelter, and clothing) have been paid. The money we use for charity, investing, saving, luxury items, and vacations comes from discretionary income. To increase your discretionary income you must increase your overall income and/or lower your expenses. One way homeowners have increased their discretionary income is by refinancing their home. Refinancing can include a lower mortgage rate, and extend the terms (time to pay the loan off), which can lower the monthly mortgage payment. If think you might benefit from refinancing, we look forward to assisting you with this. We will by happy to help you understand your refinance options, and walk you through the process. Please contact us at: H. Ron Wohlfarth ~ Real Estate Consultant ~ 856-853-1234 ~ Money@RonWohlfarth.com ~ www.RonWohlfarth.com ~ 49 Delaware Street ~ Woodbury NJ 08096 ~